About ANZ statements
ANZ is one of Australia's big four banks and also operates widely across New Zealand and the Pacific. For a high-street account like this, the statement is a normal monthly PDF you pull from ANZ Internet Banking or the app, under Statements.
The part a copy-paste can't handle is the layout. An ANZ card line carries the merchant, the location and the original purchase date, which can differ from the processing date shown against it. The converter reads all of that into its own columns instead of losing it.
Dates come through as DD/MM/YYYY and the figures stay in AUD (Australian dollars), so the converted file matches what you'd expect locally. If your only copy is a scan or a phone photo, that's fine — OCR handles it, and the totals still get reconciled.
You end up with a file Xero accepts on the first try, with the PDF-wrangling taken care of before it gets there.
Why people convert ANZ to Xero
Bank feeds in Xero can also duplicate or mis-code lines from an account like ANZ, and unpicking that is slower than a clean import. Converting the PDF gives you a tidy statement file you can bring in and reconcile against, feed or no feed.
The common case is a bookkeeper handed a folder of ANZ PDFs and told to "get these into Xero." Converting each one is far quicker than retyping, and the balance check means you trust the totals before they land in the books.
Import an ANZ statement into Xero
Xero takes the CSV through its own Import a Statement screen.
- Convert the PDF above and download the Xero CSV.
- In Xero: Accounting → Bank accounts.
- Open the account, then Manage account → Import a statement.
- Upload the CSV — the date, description and amount columns line up.
- Reconcile the imported lines as usual.
The totals are checked first
The converter checks the maths before handing you the file — so if a transaction dropped out of the PDF, you know about it now, not when the Xero balance is off.
Frequently asked questions
Does the CSV go straight into Xero?expand_more
Yes — the CSV goes in through Xero's Import a Statement screen and the date, description and amount columns line up, so you go straight to reconciling. If Xero asks you to confirm the column mapping the first time, save it and later imports remember the layout.
What does an ANZ statement look like?expand_more
An ANZ card line carries the merchant, the location and the original purchase date, which can differ from the processing date shown against it. The converter reads each of those into its own column, so the Xero-ready CSV imports into Xero cleanly.
Where do I download the ANZ statement?expand_more
From ANZ Internet Banking or the app, under Statements. Save the PDF, then drop it into the converter above — multi-page and multi-month statements are read in one go.
What if my ANZ PDF is just a scan?expand_more
Yes. Scanned or photographed PDFs are read with OCR into the same columns, and the balance check still runs, so a scan converts the same as a digital download.
Do I have to pay up front?expand_more
Converting is free to start. Excel, CSV and JSON download with no login; the Xero file needs a free sign-in.

