IN
About ICICI statements
ICICI Bank is one of India's largest private banks, and its e-statement PDF is locked with a password by default. You grab the statement PDF from ICICI Internet Banking, where the e-statement downloads as a password-protected PDF — same as you would for any branch-based account.
The part a copy-paste can't handle is the layout. ICICI writes everything into a Transaction Remarks column that mixes card, UPI and NEFT detail, and the download is a password-locked PDF. The converter reads all of that into its own columns instead of losing it.
Amounts are in INR (rupees) and the dates run DD/MM/YYYY. Since the PDF is password-locked, you enter the password once and it's handled in your browser before anything is converted. Scanned or photographed copies work too — they're read with OCR — and the running balance is checked either way before you download.
After that you're just reconciling in Zoho Books; the awkward part of getting the data out of the PDF is handled.
Why people convert ICICI to Zoho Books
If you're reconciling a client's ICICI account in Zoho Books, you'll hit months with no live feed. A converted CSV imports straight into Banking → Import Statement, so the gaps fill in without retyping.
It also saves the back-and-forth at year end. Instead of asking a client for a CSV their ICICI login may not even offer, you take the PDF they already have and convert it, so the numbers in Zoho Books match the statement line for line.
Import an ICICI statement into Zoho Books
Zoho Books imports a CSV — there's no separate Zoho file, so you use the clean CSV.
- Convert the PDF above and download the CSV.
- In Zoho Books: Banking → pick the account → Import Statement.
- Upload the CSV and map Date / Description / Amount.
- Import, then categorise the lines.
The totals are checked first
The totals are checked before you download. If a row is missing, the statement gets flagged right here — so a gap shows up before it reaches Zoho Books or your client, not after.
Frequently asked questions
What file does Zoho Books take?expand_more
No special file — Zoho Books imports a plain CSV, so you use the clean CSV from here. Go to Banking → your account → Import Statement, then map Date, Description and Amount. There's a preview before it commits, so you can check the columns matched before the lines post.
What's on an ICICI statement?expand_more
ICICI writes everything into a Transaction Remarks column that mixes card, UPI and NEFT detail, and the download is a password-locked PDF. The converter reads each of those into its own column, so the Zoho-ready CSV imports into Zoho Books cleanly.
How many months can I convert at once?expand_more
Whatever you download in one PDF from ICICI Internet Banking, where the e-statement downloads as a password-protected PDF. A multi-month e-statement converts in a single pass, and the balance is checked across the whole file.
My ICICI PDF is password-protected — does that work?expand_more
Yes. You enter the password once and it's opened in your browser — the file isn't uploaded anywhere to be opened. After that it converts like any other statement.
Do I need to pay or sign in?expand_more
Yes — the CSV downloads with no login and no charge to start.