AU
Upload a St.George statement PDF and every transaction comes back as clean rows — date, description, debit, credit and the running balance — checked so the closing figure ties out. Export to Excel, CSV, or an import file for Xero, MYOB or QuickBooks.
St.George is part of the Westpac Group and shares its banking platform with Bank of Melbourne and BankSA, so if you bank with any of the Dragon brands, this is the same statement. And like any statement, it reads fine on paper but can't be sorted or totalled until it's rows in a spreadsheet.
What a St.George statement looks like
A St.George transaction account statement uses these columns:
Column | What's in it |
|---|---|
Date | `DD Mon YYYY`, Australian format |
Description | The payee and how the payment was made |
Debit | Money out |
Credit | Money in |
Balance | Running balance after the transaction |
The Description column names the payment — an EFTPOS purchase, a direct debit, a scheduled transfer, a BPAY bill or an ATM withdrawal — and on many lines it runs long enough to wrap onto a second row. A plain PDF export reads that overflow as its own transaction, which knocks the debit and credit columns out of step. The converter joins each description back to its payment, so the columns stay aligned and the month totals cleanly.
Because St.George runs on the Westpac platform, the statements you get from Bank of Melbourne or BankSA look the same — the same conversion handles all three.
Where to download your St.George statement
- St.George Internet Banking: log in at stgeorge.com.au, choose the account, open Statements, select the period and download the PDF.
- St.George app: tap the account, go to Statements, pick a statement and save the PDF.
A statement downloaded from Internet Banking is a digital PDF with selectable text, so the conversion is exact. If you only have a scan or a photo of a mailed statement, the converter reads it with OCR — that just takes a little longer.
Getting the numbers where you need them
- Excel or Google Sheets — a clean `.xlsx` or CSV, one row per transaction, ready to total and filter.
- Xero or MYOB — an import-ready bank file so the lines arrive as statement entries to reconcile.
- QuickBooks, Zoho and others — the same data in each one's format.
The figures are reconciled before download: opening balance, plus credits, minus debits, must reach the closing balance. On a statement that runs to several pages, that reconciliation is what surfaces a transaction that would otherwise go missing between them.
One login, several accounts
St.George customers often hold more than one account under the same login — an everyday transaction account, a savings account, maybe an offset against a St.George home loan. A single PDF can cover more than one of them, and the converter keeps each account with its own opening and closing balance rather than running them into a single total. That keeps your spending separate from your savings, and it means an offset movement doesn't quietly land in the middle of your everyday transactions.
Common snags with St.George statements
- Wrapped descriptions. A payee or reference on a second line is joined back to the right transaction.
- Debit and credit in separate columns. Each amount stays on the correct side so your totals aren't reversed.
- Bank of Melbourne and BankSA. All three share the Westpac platform, so the same conversion works across them.
Frequently asked questions
Can I convert a St.George statement to Excel for free?keyboard_arrow_down
Yes. Upload the PDF and get a clean Excel or CSV back free to start, with the running balance checked so the import lines up.
Where do I download my St.George statement?keyboard_arrow_down
In St.George Internet Banking or the app: choose the account, open Statements, pick the period and download the PDF. That digital PDF converts cleaner than a scan.
Does it work for Bank of Melbourne or BankSA statements?keyboard_arrow_down
Yes. They share the Westpac Group platform with St.George and use the same statement layout, so the same conversion handles all three.
Can I import it into Xero or MYOB?keyboard_arrow_down
Yes. Export an import-ready bank file and the transactions arrive as statement lines you reconcile as usual in Xero, MYOB or QuickBooks.
