AU
Upload a Tyro statement PDF and every transaction comes back as clean rows — date, description, debit, credit and the running balance — checked so the closing figure ties out. Export to Excel, CSV, or an import file for Xero, MYOB or QuickBooks.
Tyro is an Australian payments company first — it puts the EFTPOS terminals in cafés, shops and clinics — and it also offers a business bank account where those card takings can settle. So a Tyro statement usually belongs to a merchant, and its defining feature is the flow of daily card settlements that a plain copy-paste turns into a wall of similar-looking lines.
What's on a Tyro statement
A Tyro business account statement lists activity with a date, a description, debit, credit and a running balance. What stands out for a merchant:
- Card settlements. The takings from your EFTPOS terminals settle into the account, often daily, each as a deposit with a settlement reference. Kept intact, those references are how you reconcile a day's banking against your point-of-sale totals.
- Fees. Tyro's merchant and transaction fees appear as their own lines — kept separate so you can see the true cost of taking card payments and claim it.
A longer description can wrap onto a second line, and a plain PDF export reads that overflow as its own row. The converter joins it back so each settlement or payment is one clean transaction.
Where to download your Tyro statement
- Tyro online / merchant portal: log in at tyro.com, open the business account, go to Statements, select the period and download the PDF.
- Tyro app: tap the account, open Statements, pick a statement and save the PDF.
A statement downloaded this way is a digital PDF with selectable text, so the conversion is exact. If you only have a scan or a photo, the converter reads it with OCR — that just takes a little longer.
Getting the numbers where you need them
- Excel or Google Sheets — a clean `.xlsx` or CSV, one row per transaction, ready to total and filter.
- Xero or MYOB — an import-ready bank file so the lines arrive as statement entries to reconcile.
- QuickBooks, Zoho and others — the same data in each one's format.
The figures are reconciled before download: opening balance, plus credits, minus debits, must land on the closing balance. For a merchant matching settlements to daily takings, that check is what confirms the banking ties out over a BAS quarter.
Common snags with Tyro statements
- Settlement references kept. Each card settlement keeps its reference so you can match it to a day's point-of-sale total.
- Fees on their own lines. Merchant and transaction fees stay separate so the cost of card acceptance is visible.
- Continuation lines. A description running onto the next line is put back with its transaction.
Frequently asked questions
Can I convert a Tyro statement to Excel for free?keyboard_arrow_down
Yes. Upload the PDF and get a clean Excel or CSV back free to start, with the running balance checked so the import lines up.
Are card settlement references kept?keyboard_arrow_down
Yes. Each settlement from your EFTPOS terminals keeps its reference, so you can match a day's banking against your point-of-sale takings when you reconcile.
Where do I download my Tyro statement?keyboard_arrow_down
In the Tyro merchant portal or app: open the business account, go to Statements, pick the period and download the PDF. That digital PDF converts cleaner than a scan.
Does it help match settlements to my POS takings?keyboard_arrow_down
Yes. Each card settlement keeps its reference and amount as a clean row, so you can line the day's banking up against your point-of-sale report and spot any settlement that hasn't landed yet.
Can I import it into Xero or MYOB?keyboard_arrow_down
Yes. Export an import-ready bank file and the transactions arrive as statement lines you reconcile as usual in Xero, MYOB or QuickBooks.
