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Upload an EBS statement PDF and every transaction comes back as clean rows — date, description, debit, credit and the running balance in euro — checked so the closing figure ties out. Export to Excel, CSV, or an import file for Xero, Sage, Surf Accounts or QuickBooks.
EBS began as the Educational Building Society and still leans toward what building societies do best — savings and mortgages — now as part of AIB Group. That shapes the statements people convert: often a savings or current account for a mortgage application, where every euro in and out needs to read clearly.
What an EBS statement looks like
An EBS account statement uses these columns:
Column | What's in it |
|---|---|
Date | The day the transaction was applied |
Description | The payee and how the payment was made |
Debit | Money out |
Credit | Money in |
Balance | Running balance after the transaction, in euro |
The Description names the payment — a card purchase, a direct debit, a SEPA transfer or a standing order — and on a longer entry it wraps onto a second line. A plain PDF export reads that overflow as its own row and pushes it into the balance column. The converter joins each description back to its payment, so every transaction stays one clean line and the euro columns line up.
Because EBS sits within AIB Group, transfers carry the same SEPA references you'd see across Irish banking, and the converter keeps those with the transaction they belong to.
Where to download your EBS statement
- EBS Online: log in at ebs.ie, choose the account, open Statements, select the period and download the PDF.
- EBS app: tap the account, go to Statements, pick a statement and save the PDF.
A statement downloaded this way is a digital PDF with selectable text, so the conversion is exact. If you have a scan or a photo of a posted statement, or one from an EBS office, the converter reads it with OCR — that just takes a little longer.
Getting the numbers where you need them
- Excel or Google Sheets — a clean `.xlsx` or CSV, one row per transaction, ready to total and filter.
- Xero, Sage or Surf Accounts — an import-ready bank file so the lines arrive as statement entries to reconcile.
- QuickBooks, Zoho and others — the same data in each one's format.
Before download, the euro figures are reconciled: opening balance, plus credits, minus debits, has to reach the closing balance. When the statement is supporting a mortgage application, that reconciliation is what makes each month join cleanly to the next.
Common snags with EBS statements
- Wrapped descriptions. A payee or reference on a second line is joined back to the right transaction.
- Savings and mortgage focus. EBS leans to savings and mortgage accounts; whichever your PDF covers, the euro layout converts the same way.
- AIB Group. EBS sits within AIB Group and follows the same SEPA-based detail, so the conversion is consistent.
Frequently asked questions
Can I convert an EBS statement to Excel for free?keyboard_arrow_down
Yes. Upload the PDF and get a clean Excel or CSV back free to start, with the running balance checked so the import lines up.
Where do I download my EBS statement?keyboard_arrow_down
In EBS Online or the EBS app: choose the account, open Statements, pick the period and download the PDF. That digital PDF converts cleaner than a scan.
Can I use it for a mortgage application?keyboard_arrow_down
Yes. A clean spreadsheet lets you total income and show your outgoings so a lender can read your account clearly — useful given EBS's mortgage focus.
Does it handle an EBS savings account statement?keyboard_arrow_down
Yes. Whether it's a savings or a current account, an EBS statement uses the same euro layout, so the converter turns either into clean rows — useful when a savings history is part of a mortgage application.
Will it read a scanned EBS statement?keyboard_arrow_down
Yes, with OCR. A PDF downloaded from EBS Online will always convert faster and cleaner than a scan.
