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Upload an N26 statement PDF and every transaction comes back as clean rows — date, description, amount and running balance in euro — checked so the closing figure ties out. Export to Excel, CSV, or an import file for Xero, Sage, Surf Accounts or QuickBooks.
N26 is a European bank run entirely from an app, with a euro IBAN and no branches. Its statements are clean by design, but the app-first experience means people rarely think about the PDF until an accountant, a landlord or a tax return asks for one — and then it needs to be rows, not a document.
What's on an N26 statement
An N26 statement lists each transaction with a date, the merchant or payee, the amount and a running balance in euro. Two features shape it:
- Spaces. N26 lets you divide your balance into Spaces — sub-accounts for goals or bills, each with its own IBAN on paid plans. Moving money into a Space shows as a transfer, kept on its own row so money you've set aside isn't read as spending.
- Clean merchant names. Like other app banks, N26 tidies card data into a readable merchant name, so descriptions are legible from the start rather than the cryptic strings older banks print.
Because N26 operates across the euro area, a statement carries the standard euro IBAN and SEPA references on transfers — detail the converter keeps with each transaction.
Where to find your N26 statement
- Open the N26 app or log in at n26.com, go to the account, and open the statements or documents section.
- Choose the month and export the PDF. N26 can also export a CSV of transactions.
- Save the file, then upload it here.
Because N26 generates the PDF itself, the text is clean and the conversion is exact. If you've only been sent a scan or a screenshot, the converter reads it with OCR.
Getting it into your spreadsheet or books
- Excel or Google Sheets — one row per transaction with real numbers, ready to total and filter.
- Xero, Sage or Surf Accounts — an import-ready file so the lines land as bank entries to reconcile.
- QuickBooks, Zoho and others — the same clean data in each one's format.
Every figure is reconciled before download: opening balance, plus money in, minus money out, has to equal the closing balance in euro. With Spaces moving money around, that check confirms a transfer to a Space wasn't read as an expense.
Common snags with N26 statements
- Space transfers read as spending. Money moved into a Space stays separate from your day-to-day total.
- SEPA references kept. Transfer references and IBANs stay attached to the payment they belong to.
- Business accounts. N26 Business statements use the same layout, so the same conversion works.
Frequently asked questions
Can I convert an N26 statement to Excel for free?keyboard_arrow_down
Yes. Upload the PDF and get a clean Excel or CSV back free to start, with the euro balance checked so it reconciles.
Do N26 Spaces show up correctly?keyboard_arrow_down
Yes. Money moved into or out of a Space appears as a transfer, and the converter keeps it on its own row, so the statement still reconciles to one main balance.
Where do I get my N26 statement?keyboard_arrow_down
In the N26 app or at n26.com: open the account, go to statements, pick the month and export the PDF. Because N26 is app-based, that PDF is already clean and converts without a scan.
Does it handle N26 Business statements?keyboard_arrow_down
Yes. N26 Business accounts use the same statement layout as a personal account, so the same conversion works.
Will it read a scanned N26 statement?keyboard_arrow_down
Yes, with OCR — though rarely needed. An N26 statement exported from the app is already a native digital PDF that converts cleanly on its own.
