IE
Upload a bunq statement PDF and every transaction comes back as clean rows — date, description, amount and running balance in euro — checked so the closing figure ties out. Export to Excel, CSV, or an import file for Xero, Sage, Surf Accounts or QuickBooks.
bunq is a European bank run entirely from an app, with a euro IBAN and a design built around splitting your money into separate sub-accounts. That structure is genuinely useful day to day, but it's also the thing that makes a bunq statement awkward to convert if you don't handle the sub-accounts properly.
What's on a bunq statement
A bunq statement lists each transaction with a date, the merchant or payee, the amount and a running balance in euro. Two features shape it:
- Sub-accounts. bunq lets you open several accounts inside one profile, each with its own IBAN, for goals, bills or business. A statement can cover more than one, and moving money between them shows as a transfer — the converter keeps each sub-account's balance to itself so they aren't run into a single total.
- Clean merchant names. Like other app banks, bunq shows a tidy merchant name and keeps the SEPA reference on transfers, so descriptions are legible and payments stay identifiable.
A longer description can still wrap onto a second line, and a plain PDF export reads that overflow as its own row. The converter joins it back so each payment is one clean transaction.
Where to find your bunq statement
- Open the bunq app, go to the account, and open the statements or PDF export section.
- Choose the account and the month, and export the PDF. bunq can also export a CSV.
- Save the file, then upload it here.
Because bunq generates the PDF itself, the text is clean and the conversion is exact. If you've only been sent a scan or a screenshot, the converter reads it with OCR.
Getting the numbers where you need them
- Excel or Google Sheets — one row per transaction with real numbers, ready to total and filter.
- Xero, Sage or Surf Accounts — an import-ready file so the lines land as bank entries to reconcile.
- QuickBooks, Zoho and others — the same clean data in each one's format.
Every figure is reconciled before download: opening balance, plus money in, minus money out, has to equal the closing balance in euro. With money moving between sub-accounts, that per-account check confirms a transfer between them wasn't read as spending.
Common snags with bunq statements
- Sub-accounts merged. Each sub-account keeps its own balance so several aren't rolled into one total.
- Transfers between accounts. Money moved between your own sub-accounts stays on the correct side, not counted as an expense.
- SEPA references kept. Transfer references stay attached to the payment they belong to.
Frequently asked questions
Can I convert a bunq statement to Excel for free?keyboard_arrow_down
Yes. Upload the PDF and get a clean Excel or CSV back free to start, with the euro balance checked so it reconciles.
How does it handle bunq's sub-accounts?keyboard_arrow_down
Each sub-account has its own IBAN and balance, and the converter keeps them separate, so a statement covering several doesn't blend them into one running total.
Where do I get my bunq statement?keyboard_arrow_down
In the bunq app: open the account, go to the statements or export section, pick the month and export the PDF or CSV. That app-generated PDF converts cleanly.
Does it handle bunq Business statements?keyboard_arrow_down
Yes. bunq Business accounts use the same statement layout, so the same conversion works.
Does it read a scanned bunq statement?keyboard_arrow_down
Yes, with OCR — though it's rarely needed, since a bunq statement exported from the app is already a native digital PDF that converts cleanly.
