IN
About SBI statements
SBI (State Bank of India) is the country's largest bank by far, and its e-statement PDF comes locked with a password you set. For a high-street account like this, the statement is a normal monthly PDF you pull from OnlineSBI Net Banking, where the e-statement downloads as a password-protected PDF.
An SBI statement pairs a transaction date with a separate value date on every line, and the e-statement downloads as a password-locked PDF. That's exactly the detail that gets scrambled when you paste a PDF into a spreadsheet, and exactly what the converter preserves, column by column.
Dates on the statement read as DD/MM/YYYY and amounts are in INR (rupees). The e-statement comes password-protected — you type that password in once and it's opened right here in your browser, so the file isn't sent off anywhere to be opened. Even a scanned or photographed statement is fine; OCR reads it into the same columns, and the balance check still runs.
After that you're just reconciling in Zoho Books; the awkward part of getting the data out of the PDF is handled.
Why people convert SBI to Zoho Books
Zoho Books reconciles from imported statements, and a SBI feed isn't always available or current. Converting the PDF to a clean CSV gives Zoho exactly what its Import Statement screen wants, for any month you need.
The common case is a bookkeeper handed a folder of SBI PDFs and told to "get these into Zoho Books." Converting each one is far quicker than retyping, and the balance check means you trust the totals before they land in the books.
Import an SBI statement into Zoho Books
Zoho Books imports a CSV — there's no separate Zoho file, so you use the clean CSV.
- Convert the PDF above and download the CSV.
- In Zoho Books: Banking → pick the account → Import Statement.
- Upload the CSV and map Date / Description / Amount.
- Import, then categorise the lines.
The totals are checked first
The converter checks the maths before handing you the file — so if a transaction dropped out of the PDF, you know about it now, not when the Zoho Books balance is off.
Frequently asked questions
What file does Zoho Books take?expand_more
No special file — Zoho Books imports a plain CSV, so you use the clean CSV from here. Go to Banking → your account → Import Statement, then map Date, Description and Amount. There's a preview before it commits, so you can check the columns matched before the lines post.
What does an SBI statement look like?expand_more
An SBI statement pairs a transaction date with a separate value date on every line, and the e-statement downloads as a password-locked PDF. The converter reads each of those into its own column, so the Zoho-ready CSV imports into Zoho Books cleanly.
How many months can I convert at once?expand_more
Whatever you download in one PDF from OnlineSBI Net Banking, where the e-statement downloads as a password-protected PDF. A multi-month e-statement converts in a single pass, and the balance is checked across the whole file.
My SBI PDF is password-protected — does that work?expand_more
Yes. You enter the password once and it's opened in your browser — the file isn't uploaded anywhere to be opened. After that it converts like any other statement.
Is it free?expand_more
Yes — the CSV downloads with no login and no charge to start.