UK
Upload a Virgin Money statement PDF and every transaction comes back as clean rows — date, description, money out, money in and the running balance — with the closing figure checked before you download. Export to Excel, CSV, or an import file for Xero, QuickBooks or Zoho.
Virgin Money grew out of Clydesdale and Yorkshire Bank before taking the Virgin name, and it's as well known for credit cards as for current accounts. That's the first thing to sort out when you convert: whether you're holding a current-account statement or a credit-card one, because they're laid out differently.
Current account vs credit card
Virgin Money issues two kinds of statement, and they don't read the same way:
- Current account — a running list with a date, description, money out, money in and a balance after each line, like any bank statement. This is what you reconcile against your books or hand to an accountant.
- Credit card — a list of purchases and payments with a statement balance, minimum payment and due date rather than a running bank balance. It's useful for tracking spending, but it isn't your bank statement.
The converter reads both, but it's worth knowing which one you've downloaded — a credit-card statement won't reconcile against a current account, because they're measuring different things.
What a Virgin Money current-account statement looks like
Column | What's in it |
|---|---|
Date | The day the transaction was applied |
Description | The payee and payment type |
Money out | Debits |
Money in | Credits |
Balance | Running balance after the transaction |
The description names how the money moved — a card payment, Direct Debit, standing order or transfer — and it can wrap onto a second line for a longer payee. A plain PDF export reads that overflow as its own row; the converter joins it back so each transaction stays one clean line.
Where to download your Virgin Money statement
- Online Banking: log in at virginmoney.com, choose the account, open Statements, pick the period and download the PDF.
- Virgin Money app: tap the account, go to Statements, choose a month and save the PDF.
A statement downloaded this way is a digital PDF with selectable text, so the conversion is exact. If you only have a scan or a photo of a paper statement, the converter reads it with OCR — that just takes a little longer.
Getting the numbers where you need them
- Excel or Google Sheets — a clean `.xlsx` or CSV, one row per transaction, ready to total and filter.
- Xero or QuickBooks — an import-ready bank file so the lines arrive as statement entries to reconcile.
- Tally, Zoho and others — the same data in each one's format.
Before you download, the maths is checked: opening balance, plus money in, minus money out, has to reach the closing balance. On a multi-page statement, that check is what catches a single line dropped between pages.
Common snags with Virgin Money statements
- Current account vs credit card. The two statements are laid out differently; the converter reads both, but only the current account reconciles as a bank statement.
- Wrapped descriptions. A long payee on a second line is rejoined to its transaction.
- Clydesdale and Yorkshire heritage. Older accounts migrated to Virgin Money use the same current-account layout, so the conversion is the same.
Frequently asked questions
Can I convert a Virgin Money statement to Excel for free?keyboard_arrow_down
Yes. Upload the PDF and get a clean Excel or CSV back free to start, with the running balance checked so the import lines up.
Can it convert my Virgin Money credit-card statement too?keyboard_arrow_down
Yes. It reads a credit-card statement as well, though that one shows a statement balance and minimum payment rather than a running bank balance — so it isn't a substitute for your current-account statement.
Where do I download my Virgin Money statement?keyboard_arrow_down
In Online Banking or the Virgin Money app: choose the account, open Statements, pick the period and download the PDF. That digital PDF converts cleaner than a scan.
Will it read a scanned Virgin Money statement?keyboard_arrow_down
Yes, with OCR. A PDF downloaded from Online Banking will convert faster and cleaner than a scan.
