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Upload a Judo Bank statement PDF and every entry comes back as clean rows — date, description, debit, credit and the running balance — checked so the closing figure ties out. Export to Excel, CSV, or an import file for Xero, MYOB or QuickBooks.
Judo Bank is a challenger built specifically for small and medium businesses, and it isn't an everyday transaction bank — it does business lending and term deposits, with a relationship-banking model behind them. So a Judo statement is usually a business-loan account or a term deposit, and getting it into rows matters most at reporting time, when interest, drawdowns and repayments all need to be accounted for correctly.
What's on a Judo statement
A Judo statement lists activity with a date, a description, the amounts and a running balance. What appears depends on the account:
- Business loan. You'll see drawdowns, scheduled repayments and interest charges. Keeping these on separate rows matters — a drawdown is borrowing, a repayment reduces the loan, and interest is a deductible cost, and they can't be lumped together.
- Term deposit. You'll see the deposit, any interest credited, and maturity. Interest lands as its own line so it's easy to total for the year.
A longer description can wrap onto a second line, and a plain PDF export reads that overflow as its own row. The converter joins it back so each entry stays a single clean line.
Where to download your Judo statement
- Judo online banking: log in at judo.bank, choose the account, open Statements, select the period and download the PDF.
- Your Judo relationship contact can also provide statements, but a PDF converts into the same clean rows either way.
A statement downloaded from online banking is a digital PDF with selectable text, so the conversion is exact. If you only have a scan or a photo, the converter reads it with OCR — that just takes a little longer.
Getting the numbers where you need them
- Excel or Google Sheets — a clean `.xlsx` or CSV, one row per entry, ready to total and filter.
- Xero or MYOB — an import-ready file so the lines arrive as statement entries to reconcile.
- QuickBooks, Zoho and others — the same data in each one's format.
The figures are reconciled before download: opening balance, plus credits, minus debits, must reach the closing balance. On a loan account, that check is what confirms the interest and repayments add up over the period you're reporting.
Common snags with Judo statements
- Drawdowns vs repayments. Borrowing and repayments stay on separate rows so the loan movement is clear.
- Interest on its own line. Loan interest and deposit interest are kept separate, ready to total for tax.
- Business accounts. Judo is business-only, and its loan and deposit statements convert the same way.
Frequently asked questions
Can I convert a Judo Bank statement to Excel for free?keyboard_arrow_down
Yes. Upload the PDF and get a clean Excel or CSV back free to start, with the running balance checked so it reconciles.
Does it handle a Judo business loan statement?keyboard_arrow_down
Yes. A loan statement's drawdowns, repayments and interest each stay on their own rows, so you can see the borrowing, the paydown and the deductible interest clearly.
Can I import it into Xero or MYOB?keyboard_arrow_down
Yes. Export an import-ready file and the entries arrive as statement lines you reconcile as usual in Xero, MYOB or QuickBooks.
Does it handle a Judo term deposit statement?keyboard_arrow_down
Yes. A term deposit statement shows the deposit, any interest credited and the maturity; the converter keeps the interest on its own row, so it's straightforward to total the interest earned across the year for your return.
Will it read a scanned Judo statement?keyboard_arrow_down
Yes, with OCR. A PDF downloaded from Judo online banking will always convert faster and cleaner than a scan.
