AU
Upload an ING Australia statement PDF and every transaction comes back as clean rows — date, description, debit, credit and the running balance — checked so the closing figure ties out. Export to Excel, CSV, or an import file for Xero, MYOB or QuickBooks.
ING runs online-only in Australia — no branches — and it's best known for the Orange Everyday transaction account paired with the Savings Maximiser. Because it's app- and web-based, statements are clean digital PDFs, but a PDF still can't be sorted or totalled, which is where the conversion comes in.
What an ING statement looks like
An ING Orange Everyday statement uses these columns:
Column | What's in it |
|---|---|
Date | `DD Mon YYYY`, Australian format |
Description | The payee and how the payment was made |
Debit | Money out |
Credit | Money in |
Balance | Running balance after the transaction |
There's a rhythm to an ING statement that other banks don't have. To earn ING's bonus interest and fee rebates, customers have to hit monthly criteria — pay in a set amount and make a certain number of card purchases — so a typical month shows a deliberate pattern of a salary deposit and a run of small card taps. The Description names each of those, from card purchases to direct debits, BPAY bills and transfers, and a longer entry carries onto the next line. Exported straight, that second line reads as a separate transaction and the debit and credit values drift off their dates; the converter reattaches it, so the pattern you're checking is accurate rather than scrambled.
Many customers also hold a Savings Maximiser alongside the Orange Everyday, sweeping money across to earn the bonus rate. When a statement covers both, each account keeps its own balance, so those regular sweeps don't blur either total.
Where to download your ING statement
- ING online banking: log in at ing.com.au, choose the account, open Statements, select the period and download the PDF.
- ING app: tap the account, go to Statements, pick a statement and save the PDF.
A statement downloaded this way is a digital PDF with selectable text, so the conversion is exact. If someone has scanned an older statement, the converter reads that with OCR — it just takes a little longer.
Getting the numbers where you need them
- Excel or Google Sheets — a clean `.xlsx` or CSV, one row per transaction, ready to total and filter.
- Xero or MYOB — an import-ready bank file so the lines arrive as statement entries to reconcile.
- QuickBooks, Zoho and others — the same data in each one's format.
The figures are reconciled before download: opening balance, plus credits, minus debits, must land on the closing balance — checked separately for each account when a statement spans both. That's the confirmation that your monthly deposit and card-purchase count actually landed where you think, before you rely on the bonus interest.
Common snags with ING statements
- The bonus-criteria pattern preserved. The deposit and the run of card purchases each land as clean rows, so you can confirm you met the monthly criteria.
- Everyday and savings together. If a statement covers both accounts, each keeps its own balance.
- Continuation lines. A payee that runs onto the next line is put back with its transaction.
Frequently asked questions
Can I convert an ING Australia statement to Excel for free?keyboard_arrow_down
Yes. Upload the PDF and get a clean Excel or CSV back free to start, with the running balance checked so the import lines up.
Where do I download my ING statement?keyboard_arrow_down
Since ING is online-only, statements come from ING online banking or the app: choose the account, open Statements, pick the period and download the PDF.
My Orange Everyday and Savings Maximiser are on one statement — will they stay separate?keyboard_arrow_down
Yes. Each account keeps its own opening and closing balance, so the transfers you make between them to earn bonus interest aren't merged into one total.
Can I import it into Xero or MYOB?keyboard_arrow_down
Yes. Export an import-ready bank file and the transactions arrive as statement lines you reconcile as usual in Xero, MYOB or QuickBooks.
