If that's rejected
Date of birth as DDMMYYYY — widely reported for some statement types
Customer ID
Published sources disagree on Federal Bank: some describe the name-plus-DDMM pattern, others a plain DDMMYYYY date of birth. The covering email is authoritative for the file you actually hold.
Step by step
- Find the email or SMS that delivered your Federal Bank statement — it states the password rule.
- Try the pattern shown above first.
- Enter it with no spaces, in lower case unless the bank specifies otherwise.
- If it's rejected, work through the alternatives below — the rule often differs between net banking, the app and emailed statements.
- Upload the locked PDF as-is to convert it. You'll be prompted for the password, it unlocks in your browser, and it's never sent to us.
Two reported formats, and how to tell which you have
Federal Bank is the clearest example of why this page never states one format as fact. Reputable Indian finance sites publish both the name-plus-DDMM pattern and a plain date of birth as DDMMYYYY for Federal Bank statements, and both are reported by customers who successfully opened their files. The most likely explanation is that the two come from different channels or different eras of the statement system.
The practical approach is to try the name pattern first, in capitals, with the date as DDMM only. For Anu Thomas K born on 10 September 1965 that gives ANUT1009 — four letters, four digits, no year. If that is refused, try 10091965 as a plain eight-digit date.
Federal Bank issues statements through FedNet internet banking and through the FedMobile app, and also emails e-statements to customers who opt in. Where the file arrived by email, the covering message states the rule explicitly, and that beats any article including this one.
A statement forwarded to you by someone else — a lender, a broker, an employer — may have been re-protected by the sender with a password of their own choosing. In that case no Federal Bank format will ever work, and the only route is to ask whoever sent it.
What a Federal Bank statement looks like
Federal Bank generates statements through both FedNet and FedMobile, and an emailed e-statement states its own password rule in the covering mail.
Converting a Federal Bank statement
Skip the Acrobat step: re-saving to drop the password is where most people accidentally turn a clean digital statement into a scan.
Frequently asked questions
Are Federal Bank statements password-protected?expand_more
Yes. The first four letters of your registered name in CAPITALS, followed by your date of birth as DDMM. The email that delivered the statement states the exact rule and overrides any published list, including this one.
What if the Federal Bank password is rejected?expand_more
Work through these in order: Date of birth as DDMMYYYY — widely reported for some statement types; Customer ID. Federal Bank may use a different rule for net banking, the app and emailed statements, so the covering email is the only authoritative source.
Where do I download a Federal Bank statement?expand_more
FedNet internet banking → Accounts → Account Statement → select the period → Download PDF, or generate one in the FedMobile app under the account.
How do I remove the password from a Federal Bank statement?expand_more
Open it with the password above — The first four letters of your registered name in CAPITALS, followed by your date of birth as DDMM — then save or print it to a new PDF, which carries no password. If you need the transactions rather than the document, upload the locked file here: you are prompted for the password, it is used in your browser and never sent to a server, and you get Excel, CSV or Tally XML back with the totals checked.
Converting a Federal Bank statement to Excel · Every India bank


