IN
If that's rejected
Customer ID
Date of birth as DDMM
Step by step
- Find the email or SMS that delivered your Karnataka Bank statement — it states the password rule.
- Try the pattern shown above first.
- Enter it with no spaces, in lower case unless the bank specifies otherwise.
- If it's rejected, work through the alternatives below — the rule often differs between net banking, the app and emailed statements.
- Upload the locked PDF as-is to convert it. You'll be prompted for the password, it unlocks in your browser, and it's never sent to us.
When the date on file is not the date you use
Karnataka Bank follows the plain date-of-birth convention, so the format itself is rarely the problem. What fails is the date: the password is built from the date recorded against the account, which is the one on the identity document used when it was opened.
That matters more here than at a younger bank. Karnataka Bank has operated since 1924 and holds a great many long-standing accounts in its home state, opened when a school certificate date and a family-observed birthday could differ without anyone minding. It is the recorded date that the password uses.
Statements come from MoneyClick net banking and the KBL Mobile Plus app, and the same rule is generally reported for both, so the channel is rarely the explanation.
If the date is certainly right and still refused, the customer ID is the usual fallback, and the branch can confirm the date held against your account without a visit.
Fixed deposit and loan account statements from Karnataka Bank are frequently issued with no protection at all. A file that opens with no prompt is not a fault and nothing is missing from it.
Where a statement was forwarded by a broker or an employer rather than downloaded by you, it may carry a password that person set. No Karnataka Bank format will open that, and only the sender can tell you what it is.
What a Karnataka Bank statement looks like
Karnataka Bank follows the plain date-of-birth convention, with the customer ID as the usual fallback.
Converting a Karnataka Bank statement
There's no need to unlock it yourself first, and doing so frequently damages the text layer the parser depends on.
Frequently asked questions
Are Karnataka Bank statements password-protected?expand_more
Yes. Date of birth as DDMMYYYY — eight digits with the leading zeros kept, and nothing between them. The email that delivered the statement states the exact rule and overrides any published list, including this one.
What if the Karnataka Bank password is rejected?expand_more
Work through these in order: Customer ID; Date of birth as DDMM. Karnataka Bank may use a different rule for net banking, the app and emailed statements, so the covering email is the only authoritative source.
Where do I download a Karnataka Bank statement?expand_more
Karnataka Bank MoneyClick net banking → Accounts → Account Statement → choose the dates → Download PDF, or the KBL Mobile Plus app.
How do I remove the password from a Karnataka Bank statement?expand_more
Open it with the password above — Date of birth as DDMMYYYY — eight digits with the leading zeros kept, and nothing between them — then save or print it to a new PDF, which carries no password. If you need the transactions rather than the document, upload the locked file here: you are prompted for the password, it is used in your browser and never sent to a server, and you get Excel, CSV or Tally XML back with the totals checked.
Converting a Karnataka Bank statement to Excel · Every India bank
